Recently, the President of the United States signed into law the CARES Act, known informally as the Coronavirus Relief Bill. There are many provisions in the bill that are intended to assist small businesses as well as faith-based groups like churches. The most relevant to Ridgeview is the Paycheck Protection Program (PPP).
Basically, this program makes it possible for churches to take out a loan equaling 250% of their monthly payroll. It is more assistance than loan, as the debt is 100% forgivable, so long as the funds are applied to the payroll and the payroll remains the same (no layoffs). Ridgeview researched this program with help from our primary banker and then we sought guidance from our elder team. On Sunday, the elders met to decide whether we will apply for this. And, as you can tell from the title of the post, we decided that we will not. For the good of the church, I think it is worth sharing our reasons.
First, no one on the elder team was convinced that we should participate in this program. Not all the elders were against it, but no one was clearly for it. And two of the elders felt strongly that we shouldn’t do this. To move ahead on something like this, we would need a strong and unified conviction that we should, and we are nowhere near that.
Second, while we do acknowledge that churches can trust God to supply for them AND also apply to these programs (seeing these programs as a means of God’s provision), we also believe that we can trust God to supply for the church through normal means; i.e., through the believers who make up this local church.
We believe that God would be more glorified by our looking to him alone to provide for our church through normal and biblical means – through the body of Christ.
Third, we feel that we, as a church, need to grow in our theology of giving. God calls us to be cheerful and sacrificial givers, not merely people who give out of our abundance or prosperity. These are trying times, but in these times we are not called to be any less cheerful or sacrificial in our giving. Taking advantage of this assistance would not help us grow in this area, and it could even hinder us, as we look to the government to do what God has called us to do.
Fourth, and most important, as an elder team we believe that God would be more glorified by our looking to him alone to provide for our church through normal and biblical means; through members of the body of Christ. Honestly, it would be easier for us to turn to this program, and it can feel more secure to do so. Yet God is not always honored when we take the easy path. He is glorified when we find our security and our rest in him alone. And more than anything, we want to glorify God.
None of this is to say anything about churches that decide differently than we did. We recognize that there are coherent and valid arguments for choosing to apply for these programs. These are simply our convictions, before the Lord. We also sincerely pray that many small businesses (especially local businesses) and individuals receive the help they need through the CARES Act.
For the Glory of Our Risen King,